Discover our entire suite of small business services
OUR SERVICES
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Our Success

Business Credit
$ 0 +
Businesses Served
0 +

Our Corporate Partners

Our Features

100%

MONEY BACK
GUARANTEE*

*If we can’t raise your credit score to 80 or more, we’ll give you your money back.

NEVER

Personally guarantee a business loan ever again

We create a strong business credit profile tied to your EIN, removing the need for personal guarantees. Experience better rates and higher loan potential. No SSN needed.

$50,000

BUSINESS CREDIT ACCESS GUARANTEED

We guarantee a minimum of $50,000 in business credit

Our Services

All services are fully included
  • Custom Business Credit Profile
  • Accredited Business Valuation Report
  • 1 Hour / Month - CFO Fractional Advisor
  • 1 Hour / Month - Attorney Consultation
  • 1 Hour / Month - Strategizing w/ MBA
  • Lifetime Access
  • Affordable Health Care and Benefits Offering
  • Cash Flow Mapping Tool
  • Unlimited Credit Reports
  • Merchant Services Account Reports to all Bureaus
  • Payroll Services Report to all Bureaus
  • 100% Money Back Guarantee*

J. Galt Capital: Funding Today

J. Galt Capital helps small businesses quickly access upfront capital. While a personal guarantee is required initially, it can be seamlessly shifted to your business credit profile, removing personal guarantees and boosting your business credit score. Schedule a meeting with our knowledgeable sales representatives to check if you qualify.

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Business Credit Calculator

Plug in your monthly or annual expenses and discover just how much top-tier business credit you’re approved for

About our company

Welcome to J. Galt Kyle Harris, your partner in comprehensive small business solutions. Our services encompass everything from establishing business credit without personal guarantees to offering fractional health insurance for you and your team.
Experience personalized attention with monthly meetings alongside our in-house CFO, attorney, and MBA team for strategic business planning. Plus, we stand by our commitment – if, within a year, we can’t elevate your business credit score to 80, we offer a 100% money-back guarantee.
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Our Testimonials

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FAQ

Use our chat feature for all additional questions
What are the interest rates of your lenders?
As we are not a lender we work with a network of lenders who offer competitive interest rates tailored to the specific financing needs of our clients. In most cases we can ensure you will receive Prime Interest Rates, but the interest rates can vary depending on various factors such as the type of funding (property, equipment, vehicles, etc.) and the individual circumstances of your business.
We offer a one-time lifetime service fee with financing options available. Costs depend on your company, and everything is fully included for the life of your business.
Every business with an EIN has business credit.
Everything. We offer a one time lifetime fee for the use of our services for the life of your company.
Is business credit different from personal credit?
Yes, business credit is linked to your business’s EIN. Utilizing business credit tied to your EIN eliminates the requirement for a personal Social Security number, ensuring there is no risk to the owner.
Yes, speak with one of our experts about utilizing our upfront capital service.
The timeline varies by company, but generally, it takes 6-12 months. If you need upfront capital, contact our experts for assistance.
Establish a distinct credit profile for your business using its EIN, eliminating the need for a personal Social Security number and minimizing the risk associated with business credit.